Probate, Executry & Bonds

‍These solutions can assist Estate Executors, Beneficiaries and Trustees, and Executry Practitioners and they cover standard situations as well as the more complex circumstances that can arise when dealing with a deceased’s estate or the assets of an adult with incapacity. 

Our products are designed to give both protection and peace of mind, coupled with a timely and cost-effective solution to problems that arise when dealing with Probate and Confirmation matters in the United Kingdom.

Insurance Options

All of our Estate Administration Insurance products are underwritten by CLSQ (trading as CLS Property Insight) on behalf of Great Lakes Insurance. 



Great Lakes is a wholly owned subsidiary of the Munich Re group of companies, has a financial strength rating of AA-, and is authorised and regulated by the Financial Conduct Authority.

Missing or Unknown Beneficiary
This insurance policyis designed for the protection of Executors, Administrators, Personal Representative or Trustees in the event that a Missing or Unknown Beneficiary comes forward claiming part of a deceased person’s estate after it has been distributed. Insurance is available for England, Wales and Scotland. 

Early Distribution
This policy is designed for the protection of Executors, Administrators, Personal Representatives or Trustees in the event that a deceased person’s estate is distributed without waiting for the expiry of the appropriate period under the Provisions of the Inheritance (Provision for Family and Dependents) Act 1975. 



The policy will provide cover for the Beneficiaries under the will, as well as Beneficiaries of an intestate estate. Insurance is available for England and Wales .

Missing Will
A Missing Will insurance policy is designed for the protection of Executors, Administrators, Personal Representatives or Trustees in the event that a missing will comes to light which affects the distribution of a deceased person’s estate which has already been settled. Insurance is available for England, Wales and Scotland. 

No Section 27 Notice
A No Section 27 Notice insurance policy is designed for the protection of Executors, Administrators, Personal Representative or Trustees in the event that an unknown Claimant comes forward claiming part of a deceased person’s estate after it has been distributed without an issue of a Section 27 Notice, as required under the provisions of the Trustee Act 1925. 



This Notice stipulates that an advert is placed in the London Gazette and in the newspaper which is local to the deceased to ask that Claimant’s come forward as the estate is due to be distributed. The policy will also cover the Beneficiaries of the Will. Insurance is available for England and Wales. 

Executry Bonds
This Bond is a requirement of the Sheriff Court and such Bonds are tailored to meet the requirement of the court when an Executor is “Applying for Confirmation”. 



A single premium payment is made at inception. This Bond protects the Beneficiary of the estate
in the event that the Executor(s) fails to act appropriately when distributing the estate. These Bonds can be applied for online and an Underwriter will provide a quotation within 48 hours. 

Guardianship Bonds
This Bond is required by the Office of the Public Guardian and can be tailored to specific requirements. It is annually renewable and protects the Adult with Incapacity in the event that the Guardian(s) fails to act appropriately with the assets of the Adult with Incapacity. These Bonds can be processed online and a signed Bond will be returned to your email instantly.

Benefits of using CLSQ for Bonds

• We offer higher Limitsof Indemnity to cater for your specific needs. 
• Our easy-to-use ordering platform for Bonds allows professionals to order Executry Bonds of Caution online in minutes. 

We are able to sign Lost Share indemnity documents for lost UK share certificates where these are required by professional Registrars to facilitate the reissue of lost or missing share certificates. These normally entail the indemnity being countersigned along with the original shareholder on a standard form that is required by the Registrar. It will then facilitate the issue by the Registrar of a replacement share certificate. 

The indemnity we provide will protect the Registrar in the event that the original share certificate comes to light and the shareholder fails to fulfil their obligations under the indemnity to repay the Registrar. 


We are also able to consider the offer of insurance to the shareholder to relieve them of their liability under the Lost Share Certificate Indemnity.