Lenders
Identify,
Analyse,
De-risk
with
clarity
Reinvigorate your customer experience
- CLSQ will enable you to reduce origination friction, cost, and processing time throughout the lifecycle of the transaction including dramatic reduction in PVQ processing costs. It means you can keep drop-out rates low, improve customer satisfaction and allow greater brand loyalty.
Future-proof your loan book with climate change risk assessment
- Get a more certain picture of climate-related risks, now and further into the future. Not only can you lend sooner on residential properties, but also on complex commercial properties. As a result, you can also feel more confident on your balance sheet exposure and whether you’re meeting regulatory standards.
Boost your ESG credentials
CLSQ enables efficacy across the property lifecycle; with products that can help lenders to reduce their overall carbon emissions on average by 17,000 tons per year, whilst providing greater clarity and certainty, both internally and to their borrowers.
Nationwide Building Society has used CLSQ’s extensive property data services as part of its mortgage processing for a few years now, and in the process, we have built a strong collaborative relationship with them. When they introduced their VerifyQ instant insured property valuation product, I could see the potential to increase automation and needed them to prove it. For several months now we’ve been running a proof of concept processing real world volumes of properties. The results we’ve seen from their insurability model combined with the recourse of the Aviva insurance is impressive and could result in increasing our ability to give mortgage customers instant valuation decisions.
Behind millions of property checks there is one name
PVQs
and
manual
searches
can
be
time
consuming.
Plug
into
our
API
and
make
decisions
fast
and
easy.
Build your tool set
VerifyQ uniquely enables faster lending decisions by providing instant insured property valuations, accelerating your mortgage originations with confidence.
A comprehensive tool that provides a score across a range of considerations important to homebuyers who are considering purchasing a new build property and developers who are considering locations for their next scheme.
Instant access to tenure and remaining lease term without the cost of a HMLR Title Deed.
A data-led insurance solution that identifies title risks, planning and other perils against a lenders rules on Day 1 whilst providing protection with AA- rated insurance
Address Matching normalises addresses, correcting discrepancies such as grammatical and formatting errors
Be certain on the ownership of a property title within seconds with our automated property ownership service.
Real-time access to data from EPC certificates lodged with the official register enabling accurate decisioning.
Consult with our climate risk experts to better understand potential financial implications to critical climate related changes.
Identify any properties with title extent ambiguity automatically against the authoritative data providers.
An award winning geospatial platform with access to over 1.5bn datapoints, streamlining your due diligence process